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Dentallabnetwork.com
News and Announcements
911 NEED HELP FROM DENTISTS AND TECHNICIANS
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<blockquote data-quote="AJEL" data-source="post: 137160" data-attributes="member: 1480"><p>This is a tragedy that can happen, from many methods. Any one thinking of how this could effect them should contact their business insurance and have a chat about whether they are prepared and what coverage they might have. I have a friend who was forced to obtain insurance when he financed some equipment, in Houston in 1999 a little hurricane came by and would have closed him if not for that insurance. </p><p>Many of us have gone without business insurance, but hurricanes, fire, tornadoes, Ice storms, flooding (lots of snow goes somewhere this year),even some patient thinking sue sue sue, can cause insurance needs today. I don't sell insurance but have used their experience a few times.</p><p>I have business coverage for Lab space, contents, Equipment, Supplies, & work in production, missed income up to 1 year, temporary rent needs up to 1 year, theft, law suites, and shipping if I need to send equipment for repair.</p><p>Your homeowners if you work out of your own house does not cover business, my agent informed me, in 1996 when lightening hit and I had to replace lots of equipment. If something in the lab caused house damage your homeowners might have an out (to not pay for damages).</p><p>Just my two cents worth, FWIW.</p></blockquote><p></p>
[QUOTE="AJEL, post: 137160, member: 1480"] This is a tragedy that can happen, from many methods. Any one thinking of how this could effect them should contact their business insurance and have a chat about whether they are prepared and what coverage they might have. I have a friend who was forced to obtain insurance when he financed some equipment, in Houston in 1999 a little hurricane came by and would have closed him if not for that insurance. Many of us have gone without business insurance, but hurricanes, fire, tornadoes, Ice storms, flooding (lots of snow goes somewhere this year),even some patient thinking sue sue sue, can cause insurance needs today. I don't sell insurance but have used their experience a few times. I have business coverage for Lab space, contents, Equipment, Supplies, & work in production, missed income up to 1 year, temporary rent needs up to 1 year, theft, law suites, and shipping if I need to send equipment for repair. Your homeowners if you work out of your own house does not cover business, my agent informed me, in 1996 when lightening hit and I had to replace lots of equipment. If something in the lab caused house damage your homeowners might have an out (to not pay for damages). Just my two cents worth, FWIW. [/QUOTE]
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911 NEED HELP FROM DENTISTS AND TECHNICIANS
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