For a few years now I have been processing credit card payments for 2 of my accounts. I am now down to only one account who wants to use a credit card. I discovered today that my processing company is charging me $10/month for the statement mailed to me. No free option available from them. Their processing fee through the internet (no direct swipe of the card) is around 3% of the transaction, then they add on other fees as well as a $99.00 a year fee. Today was the first I heard of a yearly fee on top of everything else. I prefer to drop this cc processing company. I am wondering if there are any better/cheaper companies any of you have tried and could recommend. This company has been absorbed by another company twice since I started using them in 2009. I wouldn't mind stopping credit card processing all together. I don't like losing the 3% + in fees while my dentist racks up frequent flyer miles!! I appreciate any suggestions you all may have before I talk to this dentist.